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Spring Selling Season | My UT Real Estate Group with All American Realty Blog

Wednesday, May 8, 2019   /   by The Workman Team

The Benefits of a 20% Down Payment

The Benefits of a 20% Down Payment


If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage.
The truth is that there are many programs available that let you put down as little as 3%. Those who have served our country could qualify for a Veterans Affairs Home Loan (VA) without needing a down payment.
These programs have cut the savings time that many families would need to compile a large down payment from five or more years down to a year or two. This allows them to start building family wealth sooner.
So then, why do so many people believe that they need a 20% down payment to buy a home? There has to be a reason! Today, we want to talk about four reasons why putting 20% down is a good plan, if you can afford it.
1. Your interest rate will be lower.
Putting do ...

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  first time home buyer, sell your house, 2019, spring selling season

Tuesday, May 7, 2019   /   by The Workman Team

Home Buyers are Optimistic About Homeownership!

Home Buyers are Optimistic About Homeownership!


When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a home purchase!
Most homebuyers start by listening to the news to hear what is being said about the real estate market. They check with family and friends about their experience. They spend time online reading reviews about their desired neighborhood.
The challenge is that comments from the news and those closest to us can contradict the data and reports. One source says one thing, while another source says something completely different.
There is a group of homebuyers that are not allowing comments about an upcoming recession to interfere with their decision to buy a home. According to a survey by realtor.c ...

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  first time home buyer, sell your house, 2019, spring selling season, credit score

Monday, May 6, 2019   /   by The Workman Team

Why Access Is One of the Most Important Factors in Getting Your House Sold!

Why Access Is One of the Most Important Factors in Getting Your House Sold!





So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire process, and they have asked you what level of access you want to provide to your potential buyers.


There are four elements to a quality listing. At the top of the list is access, followed by condition, financing, and price. There are many levels of access that you can provide to your agent so that he or she can show your home.


Here are five levels of access that you can give to buyers, along with a brief description:





Lockbox on the Door – this allows buyers the ability to see the home as soon as they are aware of the listing, or at their convenience.






Providing a Key to the Home – although the buyer’s agent may need to stop by an office to pick up the key, there is little delay in being abl ...

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  first time home buyer, sell your house, 2019, spring selling season, credit score

Monday, May 6, 2019   /   by The Workman Team

Why Access Is One of the Most Important Factors in Getting Your House Sold!

Why Access Is One of the Most Important Factors in Getting Your House Sold!


So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire process, and they have asked you what level of access you want to provide to your potential buyers.
There are four elements to a quality listing. At the top of the list is access, followed by condition, financing, and price. There are many levels of access that you can provide to your agent so that he or she can show your home.
Here are five levels of access that you can give to buyers, along with a brief description:

Lockbox on the Door – this allows buyers the ability to see the home as soon as they are aware of the listing, or at their convenience.
Providing a Key to the Home – although the buyer’s agent may need to stop by an office to pick up the key, there is little delay in being able to show the home.
Open Access w ...

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  first time home buyer, sell your house, 2019, spring selling season, credit score

Wednesday, April 24, 2019   /   by The Workman Team

New Study Reveals One Surprising Reason for the Inventory Shortage

New Study Reveals One Surprising Reason for the Inventory Shortage





There has been a great amount written on millennials and their impact on the housing market. However, the headlines often contradict each other. Some claim this generation is becoming the largest share of first-time home buyers, while others claim millennials don’t want to own a home, blaming them for the dip in homeownership rate.


While it is true that millennials have achieved milestones like getting married, having kids, and buying homes later in life than their parents and grandparents did, they are not solely to blame for today’s housing market trends.


Freddie Mac’s Insight Report explored the impact of the Silent and Baby Boomer Generations on the housing market.


If millennials are unable to find a home to buy at a young age like their predecessors, then who is living in those homes?


The answer: Seniors born after 1931 are staying in their homes longe ...

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  first time home buyer, sell your house, 2019, spring selling season

My UT Real Estate Group with All American Realty
Staci Powell
3297 W Provost Cir
South Jordan, UT 84096
801-913-2463

Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of November 25, 2020. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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